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Saving and investing has never been easier: Download the app, connect an existing bank account plus payment card (or create a new one) and open infinite individual saving plans with just a few clicks. Given the linkage to an existing account, any transfer of funds is easy and fully automatized (one-time or recurring). To make investing an every-day-experience, we even allow for top-up investing with every card payment. The easy set-up, gamification, top-up investing, and financial literacy enables us to bring 50% of non-investors into first time saving plans. Additionally, we provide partner banks with clear call-to-actions and customer insights of their connected clients. This empowers relationship managers to increase their connection to clients and efficiently upsell further products.