We connect e-commerce with insurance companies with technology and financing. We provide point-of-sale tech to embed insurance that is quick, effective, easy, and free for distributors. Insurers access new growth via our connected enterprise IT for ~2% of premium revenue. The combination allows distributors to access the best insurance terms and all insurers to grow without new IT/operations headaches. Our financing helps start and scale digital insurance -- without the complexity and cost of sourcing such capital from insurers. Insurers are regulated to be risk-averse. This is good for stability but not for innovation and growth. As a new independent capital source, combined with proven technology, Stonestep solves major commercial and technical constraints to mass-insurance.